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Southern Vietnamese

Vietnamese Banking and Money Phrases

Handle ATMs, transfers, and payment questions.

Day 72 finance focus

Intro: basic personal finance

Handle simple banking, transfers, savings, spending, loans, and QR payments.

QR tip

QR payment is common in Vietnam, so learn quét mã.

Withdraw

Tôi muốn rút tiền

I want to withdraw money

Common bank request.

Transfer

Tôi muốn chuyển khoản

I want to transfer money

Useful daily transaction.

QR code

Tôi muốn quét mã

I want to scan the QR code

Vietnam daily payment habit.

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Day 72 vocabulary focus

Vocabulary: ngân hàng, tài khoản, gửi tiền, rút tiền, chuyển khoản, lãi suất, tiết kiệm, chi tiêu, nợ, vay

Practice ten words for banking and personal money.

bank

bank

ngân hàng

bank

account

account

tài khoản

account

deposit

deposit

gửi tiền

deposit money

withdraw

withdraw

rút tiền

withdraw money

transfer

transfer

chuyển khoản

bank transfer

interest rate

interest rate

lãi suất

interest rate

savings

savings

tiết kiệm

savings

spending

spending

chi tiêu

spending

debt

debt

nợ

debt

borrow/loan

borrow/loan

vay

borrow / loan

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Day 72 speaking skill

Speaking skill: basic bank transactions

Ask for common banking actions and talk about QR payments.

Deposit

Tôi muốn gửi tiền

I want to deposit money

Open account

Tôi muốn mở tài khoản

I want to open an account

Scan code

Tôi muốn quét mã

I want to scan the QR code

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Day 72 grammar focus

Grammar note: Tôi muốn + banking transaction

Use Tôi muốn before the transaction you need.

Withdraw

Tôi muốn rút tiền

I want to withdraw money

I want to withdraw money.

Transfer

Tôi muốn chuyển khoản

I want to transfer money

I want to transfer money.

Account

Tôi muốn mở tài khoản

I want to open an account

I want to open an account.

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Day 72 roleplay exercise

Exercise: roleplay a bank transaction

Practice one withdrawal, one transfer, and one QR payment question.

1

Withdraw

Tôi muốn rút tiền

I want to withdraw money

2

Transfer

Tôi muốn chuyển khoản

I want to transfer money

3

QR

Có thể quét mã không?

Can I scan the QR code?

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All phrases

Play normal audio first, then slow audio, then save only the phrases you will actually need.

Tôi muốn rút tiền

I want to withdraw money

Bank phrase.

Say it

Listen first, then use these tone cues.

Tôi toi level Keep the voice steady and level. muốn muon rising Keep the final n short. rút rut rising Lift the voice upward. tiền tien falling Keep the final n short.

ATM ở đâu?

Where is the ATM?

Useful in malls.

Say it

Listen first, then use these tone cues.

ATM atm level Keep the voice steady and level. o dipping Dip slightly, then recover. đâu dau level Đ starts like English d; do not say z.

Tôi đã chuyển khoản

I transferred the money

Common in Vietnam.

Say it

Listen first, then use these tone cues.

Tôi toi level Keep the voice steady and level. đã da broken Đ starts like English d; do not say z. chuyển chuyen dipping Keep the final n short. khoản khoan dipping Keep the final n short.

Quét mã được không?

Can I scan a QR code?

Modern payment phrase.

Say it

Listen first, then use these tone cues.

Quét quet rising Qu is closer to kw than English q. ma broken Use a short broken rise. được duoc heavy Đ starts like English d; do not say z. không khong level Keep the voice steady and level.

Phí bao nhiêu?

How much is the fee?

Banking detail.

Say it

Listen first, then use these tone cues.

Phí phi rising Lift the voice upward. bao bao level Keep the voice steady and level. nhiêu nhieu level Keep the voice steady and level.

Tôi cần hóa đơn

I need an invoice

Work or tax phrase.

Say it

Listen first, then use these tone cues.

Tôi toi level Keep the voice steady and level. cần can falling Keep the final n short. hóa hoa rising Lift the voice upward. đơn don level Đ starts like English d; do not say z.

Tôi muốn hỏi về tài khoản

I want to ask about the bank account

Use this to open a the bank account conversation.

Say it

Listen first, then use these tone cues.

Tôi toi level Keep the voice steady and level. muốn muon rising Keep the final n short. hỏi hoi dipping Dip slightly, then recover. về ve falling Let the voice fall gently. tài tai falling Let the voice fall gently. khoản khoan dipping Keep the final n short.

Bạn giúp tôi về tài khoản được không?

Can you help me with the bank account?

A polite help request.

Say it

Listen first, then use these tone cues.

Bạn ban heavy Keep the final n short. giúp giup rising Lift the voice upward. tôi toi level Keep the voice steady and level. về ve falling Let the voice fall gently. tài tai falling Let the voice fall gently. khoản khoan dipping Keep the final n short. được duoc heavy Đ starts like English d; do not say z. không khong level Keep the voice steady and level.

Tôi chưa hiểu phần này

I do not understand this part yet

Use this when details are unclear.

Say it

Listen first, then use these tone cues.

Tôi toi level Keep the voice steady and level. chưa chua level Keep the voice steady and level. hiểu hieu dipping Dip slightly, then recover. phần phan falling Keep the final n short. này nay falling Let the voice fall gently.

Nói lại giúp tôi được không?

Can you repeat that for me?

Useful when the answer is too fast.

Say it

Listen first, then use these tone cues.

Nói noi rising Lift the voice upward. lại lai heavy Drop the voice low and short. giúp giup rising Lift the voice upward. tôi toi level Keep the voice steady and level. được duoc heavy Đ starts like English d; do not say z. không khong level Keep the voice steady and level.

Viết ra giúp tôi được không?

Can you write it down for me?

Helpful for names, prices, and addresses.

Say it

Listen first, then use these tone cues.

Viết viet rising Lift the voice upward. ra ra level Keep the voice steady and level. giúp giup rising Lift the voice upward. tôi toi level Keep the voice steady and level. được duoc heavy Đ starts like English d; do not say z. không khong level Keep the voice steady and level.

Cái này nghĩa là gì?

What does this mean?

Use while pointing at a form, sign, or message.

Say it

Listen first, then use these tone cues.

Cái cai rising Lift the voice upward. này nay falling Let the voice fall gently. nghĩa nghia broken Start with the back-of-mouth ng sound. la falling Let the voice fall gently. gi falling Let the voice fall gently.

Tôi cần thêm thông tin

I need more information

Keeps the conversation moving.

Say it

Listen first, then use these tone cues.

Tôi toi level Keep the voice steady and level. cần can falling Keep the final n short. thêm them level Keep the voice steady and level. thông thong level Keep the voice steady and level. tin tin level Keep the final n short.

Khi nào xong?

When will it be finished?

Ask for timing clearly.

Say it

Listen first, then use these tone cues.

Khi khi level Keep the voice steady and level. nào nao falling Let the voice fall gently. xong xong level Keep the voice steady and level.

Bao nhiêu tiền?

How much is it?

Use for prices, fees, and services.

Say it

Listen first, then use these tone cues.

Bao bao level Keep the voice steady and level. nhiêu nhieu level Keep the voice steady and level. tiền tien falling Keep the final n short.

Tôi muốn rút tiền

I want to withdraw money

Say it

Listen first, then use these tone cues.

Tôi toi level Keep the voice steady and level. muốn muon rising Keep the final n short. rút rut rising Lift the voice upward. tiền tien falling Keep the final n short.

Tôi muốn chuyển khoản

I want to transfer money

Say it

Listen first, then use these tone cues.

Tôi toi level Keep the voice steady and level. muốn muon rising Keep the final n short. chuyển chuyen dipping Keep the final n short. khoản khoan dipping Keep the final n short.

Tôi muốn quét mã

I want to scan the QR code

Say it

Listen first, then use these tone cues.

Tôi toi level Keep the voice steady and level. muốn muon rising Keep the final n short. quét quet rising Qu is closer to kw than English q. ma broken Use a short broken rise.

ngân hàng

bank

Say it

Listen first, then use these tone cues.

ngân ngan level Start with the back-of-mouth ng sound. hàng hang falling Let the voice fall gently.

tài khoản

account

Say it

Listen first, then use these tone cues.

tài tai falling Let the voice fall gently. khoản khoan dipping Keep the final n short.

gửi tiền

deposit money

Say it

Listen first, then use these tone cues.

gửi gui dipping Dip slightly, then recover. tiền tien falling Keep the final n short.

rút tiền

withdraw money

Say it

Listen first, then use these tone cues.

rút rut rising Lift the voice upward. tiền tien falling Keep the final n short.

chuyển khoản

bank transfer

Say it

Listen first, then use these tone cues.

chuyển chuyen dipping Keep the final n short. khoản khoan dipping Keep the final n short.

lãi suất

interest rate

Say it

Listen first, then use these tone cues.

lãi lai broken Use a short broken rise. suất suat rising Lift the voice upward.

tiết kiệm

savings

Say it

Listen first, then use these tone cues.

tiết tiet rising Lift the voice upward. kiệm kiem heavy Drop the voice low and short.

chi tiêu

spending

Say it

Listen first, then use these tone cues.

chi chi level Keep the voice steady and level. tiêu tieu level Keep the voice steady and level.

nợ

debt

Say it

Listen first, then use these tone cues.

nợ no heavy Drop the voice low and short.

vay

borrow / loan

Say it

Listen first, then use these tone cues.

vay vay level Keep the voice steady and level.

Tôi muốn gửi tiền

I want to deposit money

Say it

Listen first, then use these tone cues.

Tôi toi level Keep the voice steady and level. muốn muon rising Keep the final n short. gửi gui dipping Dip slightly, then recover. tiền tien falling Keep the final n short.

Tôi muốn mở tài khoản

I want to open an account

Say it

Listen first, then use these tone cues.

Tôi toi level Keep the voice steady and level. muốn muon rising Keep the final n short. mở mo dipping Dip slightly, then recover. tài tai falling Let the voice fall gently. khoản khoan dipping Keep the final n short.

Có thể quét mã không?

Can I scan the QR code?

Say it

Listen first, then use these tone cues.

co rising Lift the voice upward. thể the dipping Dip slightly, then recover. quét quet rising Qu is closer to kw than English q. ma broken Use a short broken rise. không khong level Keep the voice steady and level.

Meaning check

Quick practice

Which Vietnamese line best fits this page?

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Week 11 · Day 72 in the 90-day path

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Save at least 1 phrase

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